Health Benefits Program for
Companies with 300+ Employees
 
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Health Benefits Program
       Companies w/ 2-50
       Companies w/ 51-299
       Companies w/ 300+

      Group Health Insurance
      Group Dental Insurance
      Group Vision Plan
      Group Life Insurance
      Group Disability Insurance
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Executive Benefits Program
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Human Resource Interface
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Health Promotion Program


Here are a few of the health insurance carriers we work with:


 







For Assistance Call (888) 6 - NAVALI
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Did you know that our healthcare system is setup in a way where 50% of our population accounts for almost all of all our healthcare costs? In fact, just 5% of the population account for nearly half of all the healthcare expenses in the United States. Why is this important to you? Because approximately 5% of your employees account for nearly half of all healthcare expenses which in turn affect your premiums. And 20% of your staff account for 80% of the costs. 

Additionally, large employers above 300 employees are facing many challenges in the current economic climate. With health insurance premiums often being one of the companies’ largest ongoing expenses year over year it’s more important than ever to efficiently manage those costs moving forward. And you need to maintain health insurance coverage in order to stay competitive in the marketplace. Did you know that 99% of all companies with at least 300 employees offer health insurance to their employees? 

Navali & Company Insurance Services has a different approach than traditional health insurance consultants in that we not only look at the short run solutions to health insurance we also look at the long run. While it is important to review your current plan against other carriers, it is not enough to stay ahead rising health insurance premiums. Whether you have a plan with one health insurance carrier or multiple carriers, you need to have a different perspective towards health insurance benefits. In order to manage health insurance costs in the long run, a proper health promotion program must be implemented in the company. 

And having a health promotion program is not enough. You need a health promotion program that all of your employees participate in. The problem with a traditional wellness program is that the healthy and active employees take advantage of the program, while the majority continues to live their unhealthy lives. The health promotion programs we implement target all employees, which has greater impact on productivity and lower health insurance premiums. Imagine having the major health insurance carriers like Anthem Blue Cross, Blue Shield of CA, Aetna, United Healthcare, Kaiser Permanente and many more compete to win your business by offering lower premiums. Let us show you how this can become a reality. 

Learn more about why a Health Promotion Program is important and how Navali & Company can help, click here. > learn more 




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