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Key Person Life Insurance
 
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Employee Benefits Program
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Home >  Services  >  Executive Benefits Program  >  Key Person Life Insurance


Key man insurance, (a.k.a. key person insurance) is coverage that will protect your company in the case of an untimely death or disability of a top salesperson, executive or business owner. Key man insurance provides peace of mind to business owners and shareholders alike knowing that the business can continue operations without major disruption in the event of the loss of a key employee. 

How it works? 





    

  1. The business sets a value and then purchase insurance on the key person’s life 

  2. The business pays the premiums and is both the owner and the beneficiary of the policy 

  3. Life Insurance proceeds are paid to the business when the key person dies 

  4. These proceeds are used to offset the loss in sales, productivity, replacement costs, etc. 









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