A common question that human resource professionals all over the country are asking is: “are part-time employees eligible for health insurance?” The short answer is, as always, “it depends.” In brief, your part-time employees are eligible for health insurance if you decide to offer it through your company. This choice, however, is totally up to… Continue reading 1099 Employee Health Benefits Eligibility: A Guide for Employers

Business owners and human resource professionals spend a lot of time looking for great coverage for their hardworking employees. In the search process, it’s important to have a foundational understanding of the Affordable Care Act, or the ACA. Read on for the basics of ACA benefits eligibility for small to mid-size businesses.   What is… Continue reading The Basics of ACA Benefits Eligibility

Providing health insurance for the employees of your growing business is becoming more and more expensive each fiscal year. If you’re looking for alternatives that offer appropriate coverage while staying within your budget, looking into the option of health share plans can be a great place to start. Read on to explore the pros and… Continue reading The Pros and Cons of Health Share Plans: How to Choose the Right Coverage for Your Organization’s Needs

The Most Frequently Asked Open Enrollment Questions, Answered Open enrollment periods can be complicated, even for Human Resources professionals. And for employees, selecting the perfect mix of health coverage benefits during an open enrollment period can seem tricky. It might feel like there are so many options, and such a short time frame for employees… Continue reading The Basics of Open Enrollment

What is HIPPA?? How Does HIPAA Protect Employees? HIPAA is a complicated health and privacy act that intertwines significantly with legal compliance in the workplace. Human resource professionals are often left to wonder: what is HIPAA, exactly? Where does the act come into play within the employer-employee relationship? Read on to learn the fundamentals about… Continue reading How Does HIPAA Protect Employees?

What’s the difference between exempt and nonexempt employees? What Does a Nonexempt Employee Mean? For purposes of the Fair Labor Standards Act (FLSA), employees can be grouped into two categories: exempt and nonexempt.  The difference basically comes down to pay for overtime work. Exempt employees are exempt from being paid overtime. Nonexempt employees must be… Continue reading What Does a Nonexempt Employee Mean?

Learn the Basics of Association Health Plans for Employers What is an Association Health Plan? When considering your organization’s health coverage offerings, it’s important to understand association health plans, or “AHPs.” Fundamentally, association health plans are a type of group medical insurance.  An association health plan can provide these businesses and individuals with significant savings,… Continue reading What is an Association Health Plan?

HSA stands for Health Savings Account. An HSA is a unique type of bank account for an individual employee’s healthcare costs. Think of an HSA as an account that provides a safety net for all the healthcare expenses your health plan doesn’t cover, such as deductibles, prescriptions, COBRA services, long-term care, vision and dental expenses.… Continue reading What is an Employer HSA Contribution?